![]() You can get a £200 bonus if you switch to either the NatWest or RBS Select, Reward, Premier Select or Premier Reward accounts – both providers' accounts work in the same way. NatWest and Royal Bank of Scotland - £200 Find out more: First Direct's regular saver now pays 7% interest - but there's a catch.The £175 bonus should take 28 days to land in your account once all of the eligibility criteria have been met.įirst Direct also recently scrapped foreign spending fees on its debit cards, making it a good option if you're heading on holiday. To qualify for the incentive, you need to switch using the Current Account Switch Service, pay in at least £1,000 within three months of opening the account, and must not have been a HSBC current account holder on or after 1 January 2020. The account offers access to a regular saver, which pays 7% AER for 12 months, and a £250 0% overdraft, which is subject to status. Find out more: Lloyds Bank launches £150 switching offer - should you get a new bank account?įirst Direct – a Which? Recommended Provider – is offering a £175 bonus to new customers who move to its 1st Account.You won’t be eligible if you’ve received an incentive for switching to a Lloyds or Halifax current account since April 2020. However, this switching offer ends on 17 July. There’s a £3 fee for maintaining any of the Club Lloyds accounts (in addition to the packaged account fee), but it will be refunded each month if you pay in £2,000 or more. You can also get access to Everyday Offers, which provides cashback when shopping at certain retailers. At the moment that includes a 12-month Disney Plus subscription, six cinema tickets or an annual magazine subscription. ![]() The £150 bonus is available to new customers switching to a Club Lloyds account, which includes the fee-free Classic as well the Silver (£10 a month) and Platinum (£21 a month) packaged accounts.Īll Club Lloyds accounts come with the option to pick one lifestyle benefit a year. There are three other banks offering switching deals at the moment: Lloyds - £150 How does the TSB switching offer compare? But it received a middling score for its call-based customer service and how it deals with complaints, and two stars for its branch service. TSB got a customer satisfaction score of 66% in our latest survey of the best and worst banks, putting it in 20th place out of 21 providers we covered.Ĭustomers rated it highly for its online banking service and online banking app. However, to get the £125 incentive you must complete the steps by 31 August, which is a good indication of when the offer might be withdrawn. TSB hasn’t provided an end date for the £200 switching offer. Find out more: how to switch your bank account.If you’ve received an incentive or benefit for switching to TSB Bank using the Current Account Switch Service since 1 October 2022, you’re not eligible for this offer. You’ll get the £125 paid by 30 September and the £75 by 31 March 2024 if you complete all the steps above. To get the £75 stay incentive you must make at least five debit card payments every month, pay at least £500 into your account and have at least two active direct debits between September 2023 and February 2024. You’ll then need to make at least one debit card payment and have two active direct debits by 31 August. TSB said you’ll need to complete the switch using the Current Account Switching Service by 31 August and have logged into your TSB mobile banking app. To get £125, you’ll have to switch to either the Spend and Save or the Spend and Save Plus account before the offer is withdrawn. Find out more: best debit cards to use abroadįor this switching deal, you’ll qualify for the money in two parts.The account also offers an overdraft of up to £2,000, with £100 interest-free and no fees on debit card transactions worldwide. This means you could earn £60 a year, although the account charges a £3 monthly fee, which means you’d spend £36 a year. You can earn £5 cashback every month with no six-month limit, when you make 20 debit card payments every calendar month. ![]() This account has the same perks as above, but the amount of cashback you can earn is much higher. You'll be able to access TSB Marketplace through the account, where you can get up to 4% cashback on stays made through and other offers. You can also put money aside in up to five savings pots which earn 2.52% AER. The Spend and Save current account is free and you can earn up to £5 cashback a month, up to the first six months, when you make 20 debit card payments each month. Your data will be processed in accordance with our Privacy policy What do the Spend and Save current accounts offer? This newsletter delivers free money-related content, along with other information about Which? Group products and services.
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